Abdul At Large
Time for True Single-Payer Health Care
With today’s Supreme Court decision giving closely-held corporations the ability to opt out of providing certain types of contraception mandated under the ACA, I think this is the perfect opportunity to revisit something I have been advocating for a long time. It’s time America switch to a single-payer health care system. That single-payer being you, the individual who goes out and buys their own health insurance in the same way to purchase all your other insurance.
Think about it, most of us get coverage through our jobs and if you have no job, odds are prior to the ACA, you didn't have insurance. And health-care costs eat up a significant portion of a business's budget. If you eliminate the tax break, there really isn't a reason for an employer to provide insurance and they will start dropping employees like a rock. The plus side of this is that health-care costs will also drop. Part of the problem with our health-care system is no one knows how much anything costs because a third party is picking up the tab. This is a recipe for disaster.
And I don't believe employers dropping insurance will lead to fewer insured. That free market is an odd thing. You will be amazed at how many companies will pop up providing insurance. And since businesses no longer have the expense they can actually hire more people. As a small business owner I constantly hear stories from people who want to bring people on board full-time but can't afford to, primarily because of health-care costs.And when we are directly responsible for paying for our own health care, we tend to take better care of ourselves. By the way, you already buy your own car insurance, homeowner's insurance and life insurance.
And under this system, you can purchase the items you want and no one has to be worried about providing coverage they don’t. Of course you might want to stay away from the Christian Scientist health care plan.
And for those of you wondering about those who really can't afford insurance, I don't see any reason why states can't adopt a moderate plan where the working poor, for a small fee, can purchase a basic, bare bones plan; maybe something like HIP 2.0? And there are some other things that can be done like allow insurance to be sold across state lines. Then, however, insurance companies would have to register in states where they sell their products and we could eliminate mandates on what health insurance providers must cover. This makes a lot more sense in the 21st Century than more taxes and more government regulation.