Investing Sense

Investing Sense is all about you and your investments. If you're a listener of the show, you know that there are some things we talk about more than others: education savings, retirement savings, and retirement spending.

We organize the site in a similar manner: you'll be able to learn the same things, but here we have the ability to go into more detail about different aspects of the same information.

Resources

Saving For Education
Already concerned about the tuition bill that’s 18 years away? Learn more about preparing for and saving for your child’s education.
Click here 

Saving For Retirement
Learn more about saving your hard-earned dollars within your employer-sponsored retirement plan. Optimization information, too!
Click here

Living In Retirement
How are savings, investments, and Social Security going to get you through retirement? Learn more about the "Now what?" after the "I made it!"
Click here

More Resources
Because many listeners' questions are similar in nature, Denny has created a reading list for those wanting to learn the rights and wrongs to investing.
Click here

Meet the Show

With over 50 years of combined experience as businessmen in the Indianapolis area, Denny and Andy Smith have the background to be the ones who guide WIBC listeners with their financial questions.
 
Denny SmithDenny Smith has been a resident of central Indiana his whole life.  He was born here, grew up here, was educated here, and has been a businessman here for nearly 40 years.  In short, his heart and soul are part of central Indiana and he is deeply passionate about sharing and debating the issues important to our way of life here in Indiana.

Denny’s been with 93 WIBC since 2003, enjoying the Saturday morning lineup with Dick Crum and Pat Sullivan on The Home and Garden Show, and also with his son and business partner, Andy, on Investing Sense on Saturday afternoons.  

Denny, who works with The Mutual Fund Store in Indianapolis, is a graduate of Speedway High School and Marion College, and completed coursework at Boston University's Institute of Finance.  He is a Registered Investment Advisor who has also earned the designations of CRPC® (Chartered Retirement Planning Counselor) and CMFC® (Chartered Mutual Fund Counselor) from the College of Financial Planning.

Before opening his investment business, Denny owned and operated a well-known local plumbing company.  He also directed the multi-state plumbing operations of a national mechanical firm.  He is a licensed Master Plumber and a licensed Heating & Air Conditioning Contractor.  He has always been in the business of business and finance, and for many years he has been a speaker and instructor nationwide for both business and investing.

Denny and his wife Jane have been married for 38 years and they have one son, Andy, who is also an investment advisor at The Mutual Fund Store.  Denny & Jane enjoy walking and rollerblading, and especially hiking the mountains and forests of America one trail at a time.  Denny is a private pilot who enjoys the craft of building and flying gyroplanes, but his newest loves are two wonderful grandchildren.

Known for his easy-to-understand advice and ability to connect with the everyday investor, Denny’s show airs from 1-3pm each Saturday on 93 WIBC.
 

Andy SmithAndy Smith, married and father of two, was born and raised here in Central Indiana.  He attended Ben Davis High School and later graduated Magna Cum Laude and Phi Beta Kappa from Purdue University.  Early in his life, Andy was active in Scouting, earning his Eagle rank in the late 1980's.  His love of the outdoors took him to great adventures, both at home and abroad, from a young age, and he is an accomplished climber and a Wilderness EMT.
 
Several years ago, he was a founding partner (now director of operations and managing partner) of The Mutual Fund Store in Indianapolis and has been involved with the financial and investment community ever since.  Andy is a Certified Financial Planner™ professional and has likewise obtained the Chartered Mutual Fund CounselorSM and Certified Fund SpecialistSM designations.  A member of a number of trade organizations as well as the American Committee on Foreign Relations, he currently serves on the board of directors for Better Business Bureau of Central Indiana.

Known for his methodical approach and big-picture perspective of the markets, listeners have come to appreciate Andy’s discipline in the details of market characteristics.  He joined Denny on-air in 2003 and he has been a major part of Investing Sense ever since.

Andy Smith and Denny Smith

Investing Sense
Saturday, 1-3pm


Call the studio:  239-9393
Toll-free:  1-800-571-WIBC
Mobile: #9393 (free on Verizon Wireless)
denny@wibc.com
andy@wibc.com

Worksheets

The following are spreadsheet templates that will help you manage your money.

Just click the desired link, download the file to your computer (Microsoft Excel format) and plug in your own figures - and watch the calculations happen automatically!

Note: only enter figures in the WHITE cells - the colored/shaded cells are where the calculations occur.

Consumer Debt Manager

Credit Card Payoff Calculator

Estate Planning Checklist (PDF)

Estate Settlement Checklist (PDF)

Family Monthly Budget Planner

Home Mortgage Calculator

House Price Calculator

Mortgage Refinance Calculator

Rich Man, Poor Man (PDF)

Savings Calculator

The Save List (PDF)


What's Your Risk Tolerance?

Rutgers Investment Risk Tolerance Quiz

Click here to take the quiz.

What you start to learn about your attitudes, aversion, and acceptance of risk may surprise you!

(Some resources and text cited from the Rutgers New Jersey Agricultural Experiment Station.)